Single Family Residence In Davis CA

Mortgage Center


 

The more you know about the mortgage process the better. Access a wealth of mortgage information and helpful tips here.
Getting prequalified for a home loan is an essential first step in the buying process. Find out exactly how much home you can afford based on your income, debt, and other factors. It can also help you lock in a good interest rate and it puts you in a stronger bargaining position with the seller once you find the home you want.

I strongly urge each buyer that I work with to interview at least 3 to 4 local lenders. Request a Good Faith Estimate from each, this is a list of fees and cost that lender charges to process the loan. If you are a member of a Credit Union, they are very competitve with rates, points and fees. I would also suggest letting each lender know you are comparison shopping, that way you are getting the best possible loan the lender has to offer. Do not just focus on the interest rate when making a decision on the lender that will eventually prepare your loan. This is one of the areas where my expertise can come in handy. If you follow these important steps, you can be assured you have chosen the best loan for your family and situation. Here are a few local lenders that you want to consider with names and numbers: Cara Mengali- 530-753-8980 with Mortgage Resource, Rick Carrie 530-753-5626 at Metlife Home Loans, Dan Chen 530-757-6708 with Wells Fargo and Dave Heard 530-902-3725 with Mason-Mcduffie.

Johnny Brooks
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